Commercial Lending Centre

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SMSF Loans

Unlock the potential of your superannuation with a Self-Managed Super Fund (SMSF) loan. SMSFs allow trustees to invest in residential or commercial property through a Limited Recourse Borrowing Arrangement (LRBA).

Because only a select number of lenders offer these specialised loans, expert guidance is essential. At Commercial Lending Centre, we bring experience and in-depth knowledge of SMSF lending requirements, compliance, and credit criteria. Our team ensures a smooth, hassle-free process so you can confidently grow your retirement wealth through property investment.

Key Features:

  • SMSF loans are a Limited Recourse Borrowing Arrangement (LRBA) limiting the Lender’s recourse to the security property and not to any other SMSF assets.
  • A separate “bare or custodian trust” holds legal title of the property until the loan is fully repaid. The SMSF holds the beneficial interest during this time.
  • Commercial property can be owner occupied via a commercial lease to a related business entity.
  • Loan-to-Value Ratio (LVR) up to 90% (Residential) and 80% (Commercial)

Ready to take control of your retirement strategy? Speak to our SMSF lending specialists today and start building your future with confidence.


Our Specialities

Commercial Loans

Looking for finance to buy a commercial property, get a business loan or a property development loan - we've got you covered?

SMSF Loans

Self-Managed Super Fund (SMSF) lending enables buyers to acquire residential or commercial properties via their SMSF. These loans are structured differently from standard residential or commercial loans and obtaining proper lending advice is critical to getting it right. If you would like to learn more about these loans and ascertain your SMSF’s borrowing capacity, get in touch today!

Bespoke Home Loans

We have a wide range of home loan options for individuals too. We can help with full doc and low doc solutions for new home purchases, refinancing and property investment.

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Testimonials

“Frank went above and beyond for us in our refinance. Our finances are complicated with business and self-employment, which makes the process so much harder. Frank took on the challenge again and came through with a positive result. We would advise anyone to trust Frank with their financial needs.”
Trent B
“Frank was incredibly transparent and communicative. He was able to explain the complexities of our financial plan in a way that was easy to understand from someone outside of the field and we ended up with a great outcome. I would highly recommend his services.”
Jess F
“Great service. Frank is a super hands-on and friendly broker who has assisted with multiple applications for me the past few years. Would particularly recommend for anyone who is new to the process due to his great guidance and communication throughout.”
Kate S
“Frank was brilliant to work with from our first discussion right through to finding us a loan that would work for us, he was always informative and supportive throughout. We would highly recommend anyone looking for a better loan to speak with Frank, a true gentleman who is looking out for what is going to be best for you.”
Charles & Annette H